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A cashless society describes an economic state whereby financial transactions are not conducted with money in the form of physical banknotes or coins, but rather through the transfer of digital information usually an electronic representation of money between the transacting parties. However this article discusses and focuses on the term “cashless society” in the sense of a move towards, and implications of, a society where cash is replaced by its digital equivalent —in other words, legal tender money exists, is recorded, and is exchanged only in electronic digital form.
Such a concept has been discussed widely, particularly because the world is experiencing a rapid and increasing use of digital methods of recording, managing, and exchanging money in commerce , investment and daily life in many parts of the world, and transactions which would historically have been undertaken with cash are often now undertaken electronically. The trend towards use of non-cash transactions and settlement in daily life began during the s, when electronic banking became common.
By the s digital payment methods were widespread in many countries, [ which? Additionally, payment with a large amount of cash has been actively prohibited by some suppliers and retailers,  to the point of coining the expression of a “war on cash”. Venmo allows individuals to make direct payments to other individuals without having cash accessible. Square is an innovation that allows primarily small businesses to receive payments from their clients. Fewer than half of bank branches in the country conducted cash transactions.
A common measure of how close to a “cashless society” a country is becoming is some measure of the number of cashless payments or person to person transactions are done in that country. For instance the Nordic countries conduct more cashless transactions than most Europeans. Levels of cash in circulation can widely differ among two countries with similar measure of cashless transactions.
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